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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

The Future of Retail for High Street Businesses

Submitted by admin on Mon, 22/10/2018 - 10:08

Over the past decade or so, as online shopping has increased in popularity, we’ve seen High Street businesses in towns and cities across the UK struggling to stay in business.  Online retailers offer some attractive advantages to shoppers.  To begin with, many online retailers (especially smaller businesses) operate without business premises, resulting in much lower overheads, meaning that they can sell their products or services at a cheaper rate than businesses that rent premises and pay utility bills on them.  Customers with busy lives appreciate the opportunity to shop online from the c

The Pros and Cons of Franchises

Submitted by admin on Wed, 17/10/2018 - 10:03

If you’ve always dreamed of going it alone and starting your own business, you’re in good company.  Here in the UK, we are a nation of small businesses.  In fact, SMEs (small to medium enterprises) account for 99% of all business in the UK and 60% of all private sector employment, so they represent a really vital part of our economy.  SMEs have been on the increase since 2000 and the majority of new businesses have been non-employing companies.  If you feel ready to take the plunge, you may have considered buying a franchise business.  After all, this seems like an easy entry for those with

Best Business Email Practice for SME Owners

Submitted by admin on Mon, 15/10/2018 - 09:46

Subject Lines – Don’t leave the subject line blank but don’t make it too long either.  The whole purpose of a subject line is to offer a brief, but clear explanation of the main topic in the email.  According to email delivery companies, the ideal subject line is about 65 characters in length which is about the same length as the average sentence.  The email subject line should be a succinct description of the email’s contents that has enough information to get the recipient to click and open the email.

Business Booster – Don’t Sell yourself Short!

Submitted by admin on Wed, 10/10/2018 - 09:44

When it comes to running a business, most of us are aware that pricing is a key issue and we do our level best to keep our overheads down in order to sell our goods or services at a competitive rate.  That’s great when it comes to products, we all know that canny shoppers are always on the lookout for a bargain.  What’s more, finding products at the cheapest prices is a doddle nowadays with online shopping becoming increasingly popular.  In fact, bargain hunting is one of the key drivers for the increase in online shopping as prospective customers can shop around and compare prices at their

The Conservative Party Conference – What Does it Mean for British Businesses?

Submitted by admin on Mon, 08/10/2018 - 09:48

The recent Conservative Party Conference brought some welcome news for the UK’s business community in the form of Chancellor Philip Hammond’s commitment to British businesses.  In his speech, Hammond stated that the party backs business as “the cornerstone of a successful economy, as a force for good in our society and as an essential expression of our values”, claiming that the Conservative party is the party of business.

Small Business Plan to Survive Uncertain Economic Times

Submitted by admin on Wed, 03/10/2018 - 09:43

We’re living in times of economic uncertainty with Brexit looming amid leaked Brexit impact reports showing that the UK is likely to be worse off in future.  We know that this is particularly worrying for Britain’s army of small to medium enterprises (SMEs) on which the UK economy depends so heavily.  With SMEs accounting for 99% of all UK businesses, the health and wellbeing of these companies is vital for the economy’s future prospects.  Today we’re going to look at the top three financial mistakes that small businesses should avoid in order to minimise the risk of experiencing cash flow

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