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March 2018

Disclaimer :
"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Cold Weather Working – Your Responsibilities for SME Owners

We’ve seen some severely cold weather here in the UK over the past couple of week – the Beast from the East came storming in, bringing with it snow, sleet and ice and it’s been lowering temperatures across the land.  The Beast was closely followed by Storm Emma and snow warnings were upgraded to Red Alert status in Scotland for the first time ever, with warnings of widespread disruption and risk to life.

Debt Collection News Roundup – February, 2018

Here at Access Credit Management we like to make sure we bring our readers interesting and relevant news about our industry so once a month we’ll be publishing a News Roundup.  This should keep you up to speed with all the important goings on within the sector so that you have a resource that keeps you fully informed of all the latest news.  It would be interesting to know what you, the readers, think of the stories that feature here. 


A Mobile Mentality is a Must for Business

Whilst the internet has brought us so many opportunities when it comes to doing business, it also present challenges.  True, business are now able to reach a much wider customer base than ever before, dealing with people from all parts of the country and, in many cases, overseas as well, there is more competition out there too so standing out from the crowd is essential for the success of any business nowadays.  When it comes to doing business online, a mobile mentality really is essential to take your business beyond the limits of geographical dependency and local activity.  Today, we’re g

Misery for Millennials?

Over the 20th Century we saw more progress than any other time in history, with each generation enjoying higher incomes than the one before them and living standards rising steadily.  That progress seems to have come to a halt since 2000 in many developed countries, especially when income is taken into consideration. 


GDPR for Small Business Owners – How to Make Sure you’re Ready

Back in August last year, we brought you some information on the new data protection rules – General Data Protection Regulation, or GDPR will be introduced in May 2018.  Once the new rules are in place, UK businesses could be fined up to €20 million or 4% of their global turnover for not complying with legislation.  A survey carried out at the time revealed that only 22% of small businesses were aware of the changes to come. 

GDPR for Small Business Owners – Global Security

Last week we took a look at how to make sure you’re ready for the new GDPR (General Data Protection Regulation) rules that are due to come into force on 25th May, 2018.  As we said, there’s a lot of preparation to do for SME owners in order to comply as the new regulations require that companies protect all the personal data of their customers and employees at all stages of the processing lifecycle.  With so many businesses dealing with overseas providers and customers, it’s vital that data is protected and GDPR is European legislation that does not apply in the United States of

Retiring in Debt?

When it comes to retirement, things have changed radically here in the UK in recent years as we grow used to a much larger proportion of people over 65 and the extension of the retirement age in recent years.  With improvements in health care and lifestyles, we’ve gone from 14.2% of the UK population over the age of 65 in 1976, to 18% in 2016, with a projection of 24.7% of the population being over 65 by 2046.  This has huge implications for the economy as life expectancy continues to increase while the proportion of children declines.  The population of the UK is transforming – the proport