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November 2016

Disclaimer :
"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Futureproof your Business with Staff Training

We’re living in uncertain times, both economically and politically which can seem like a nightmare scenario for small business owners.  After all, it can be difficult enough running a business when everything is going smoothly – when times are hard, it can often feel like a battle to survive, staying out of debt and avoiding bankruptcy.  Today we’re going to give you some tips on how you can futureproof your business so that you survive during the unpredictable months ahead.

SMEs – It’s Time to Google Your Business!

Any business owner will know that you can’t stay in business if you don’t grow your business.  The competition nowadays is fierce due to the fact that we live in the Digital Age and any business that wants to succeed needs a strong web presence. This will lead to an increase in customers, followed by an increase in revenue, enabling you to stay ahead of the crowd and keep your business in business.  The last thing you need as a business owner is to experience a slump in sales which could lead to debt and insolvency.

Small Business Saturday – What’s It All About?

As a small to medium enterprise owner you’re probably familiar with Black Friday and Cyber Monday – two of the most lucrative shopping days in the run up to the Christmas season.  They started in America as long ago as 1932 with Black Friday marking the beginning of the Christmas shopping season, following Thanksgiving Day (which this year falls on Thursday, 24th November).  Following the weekend is Cyber Monday which was created by marketing companies in 2005 in order to persuade people to shop online.

Find out Why Your Small Business would Benefit from a Website

It may surprise you to learn that there are still so many small businesses that don’t have a website, especially nowadays when more than 90% of business purchase decisions begin with an online4 search for products or services.  If you’re a small business owner without a website, you may want to consider dragging yourself into the 21st Century and putting your business online.  Even if you don’t do online orders, there are still too many benefits to ignore.  Here are the top three reasons your business needs a website:

Networking for Newbies – Top Tips

First of all, let’s take a look at why you should be networking – it’s a great way of connecting with people and building business relationships that may prove beneficial to you or your company in the future.  It’s not enough to just go to a networking event or trade show and collect as many business cards as possible – people prefer to do business with people they like and have already engaged with, so building a relationship based on mutual trust is essential, and this takes some time to achieve.  These are the relationships that are based on authenticity and your core values.

How to Start a Business with no Money without Going into Debt

Starting up a business with no money could help to lower the chance that you’ll go out of business because you won’t be spending anything!  However, this will slow down your rate of business growth and it will take longer to become profitable so you’ll need to wait a while before being able to pay yourself a wage from the business.  This is a low risk way of starting up a business though and it’s an ideal way to test the water, starting up a company whilst holding on to the day job.

VAT – The Basics for SMEs

Smaller businesses and sole traders often feel overwhelmed when it comes to dealing with VAT (Value Added Tax) due to the sometimes confusing jargon involved so today we’re going to take a look at the basics of VAT to guide you through the complications and make sure you get it right.