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April 2016

Disclaimer :
"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Landlords – How to Encourage your Tenants to Pay on Time

Private landlords here in the UK perform a vital service, offering properties for rent in a market where demand often outstrips supply.  As a private landlord, you’re a small business owner and this means that there are plenty of jobs involved in running your small business.  Nowadays, it’s not just a matter of signing a tenancy agreement and handing over the keys, as a landlord you have responsibilities but, don’t forget, you also have rights.  While you’re probably well aware of the responsibilities you have towards your tenants, you may feel that your rights are often o

Bookkeeping – the Benefits for SMEs

Last week we gave some advice for SMEs on the best ways of maintaining a steady cash flow which an essential consideration for small businesses.  The first tip was to keep on top of your bookkeeping using either an accounting system of the services of an accountant who specialises in SMEs.  With so many small businesses being crippled by customers owing money, it really does seem unfair that your business can fold through no apparent fault of your own.  Today we’re going to take a look at the advantages fo

Small Business Advice - Five Top Tips for Steady Cash Flow

A steady cash flow is essential for businesses, no more so than for smaller businesses. In fact, poor cash flow is the reason why one in every four businesses don’t survive past the first year of operating and more than half of businesses don’t manage to get past the first five years. Cash flow is the term used to describe the money flowing in and out of a business and is usually measured over set periods – monthly, quarterly and annually.

ACA International Membership – What Does it Mean?

ACA International is the Association of Credit and Collection Professionals, was founded in 1939 to establish the ethical standards for the credit and collection industry on a global basis.  It produces a variety of products, services and publications and promotes the value of the credit and collection sector to businesses, policy makers and consumers.  The International Unit of ACA International consists of more than 300 collection companies in more than 60 countries and here at Access Credit Management, we’re proud to be a member of such an illustrious organisation.

Recovering a Debt through the Small Claims Court – What you Need to Know

If you’re a small to medium business owner and find that you are owed money by a client or customer who is continually avoiding payment there are ways in which you can recover the monies owed to you.  The most common method is via the County Courts Claim procedure and many business owners turn to this method in order to extract payment from non-paying customers or clients.  However, there are issues that must be considered before resorting to the County Court.  There are at present 13 protocols that can be followed to ensure that your con

Debt Collection News Roundup - March 2016

Here at Access Credit Management we pride ourselves on keeping up to date with what’s going on the international debt collection industry.  We aim to bring our readers interesting and relevant news about the sector so once a month we publish a News Roundup.  This should keep you up to speed with all the important happenings in the industry and provide you with a valuable resource that that you can use to stay fully informed of all the latest news.  It would be interesting to know what you, the readers, think of the stories

Debt Collection - Debunking the Top Five Myths

It seems that in the eyes of the public, working for a debt collection agency is on a par with being a traffic warden which is in no small part due to some of the preconceptions that have resulted in a stereotype of a couple of “heavies” arriving at the door with a baseball bat.  Nothing could be further from the truth and debt collection agencies work hard in order to recover monies owed to their clients.  Many of these clients will be small businesses which rely on a steady flow of cash