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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Blame it on the Brexit!

With Brexit still dominating the news on almost a daily basis, Mayor of London, Sadiq Khan has added his voice recently, warning that a hard Brexit could result in a “lost decade of lower growth”.  Khan says that a no deal outcome in which the UK departs the European Union customs union and single market is likely to cost our country half a million jobs and a massive £50 billion in lost investment by 2030.

Open Access Banking – What’s it all About?

On January 13th the UK’s open banking regulations came into effect and this is likely to bring changes to the banking sector that could see a total transformation of financial services.  Open banking means that all UK banks are legally required to open up their data via a set of secure application programming interfaces (APIs) so that consumers can adopt a more modular approach to banking by giving third parties direct access to this data.  The Chairman of the UK’s retail banking investigation predicts that open banking will be a huge transformational change for personal customer

A Cautionary Tale of Company Collapse

Last week’s shock news of the collapse of construction and services giant Carillion has sent shockwaves across the whole UK business ecosphere.  Carillion  which has its headquarters in Wolverhampton, is the second largest supplier of construction services to Network Rail, the publicly owned company that’s responsible for the rail infrastructure here in the UK.  As a private company, Carillion is commissioned to do work on signalling, laying new track and other infrastructure projects and last year won the contract to build tunnels in the Chilterns for the High Speed 2 (HS2) rail project th

The Retail Apocalypse is real and it’s coming to a Shopping Centre near you!

A worrying trend has hit retail businesses over the past year or two and it’s more prominent in America right now than anywhere else in the world.  However, as we all know, where America leads, the rest of the world generally follows, especially when it comes to business matters.  This trend has become known as the Retail Apocalypse and it’s become so ingrained in the USA that the term even has its own Wikipedia entry!