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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Ten Top Tips for Digging your Way out of Debt

Nobody likes debt and there are very few people who set out to have debt problems that they are unable to deal with.  Unfortunately, the downturn in the UK economy has led to more individuals than ever before falling into a situation where they are unable to meet their payments and clear their debts.  Today we’re going to look at some handy tips designed to help people dig their way out of debt.

Technical Debt Unravelled for SME Owners

Small business owners who have an online presence, be it a website or a presence on some of the more popular social media platforms, must have been feeling some concern over recent weeks with all of the negative news we’ve been hearing about data breaches.  From the news that Russia has used data gleaned from Facebook accounts to effect political change to the news on false information being disseminated across the internet, these are developments that give cause for concern.  Last week we saw the founder of Facebook, Mark Zuckerberg being grilled by the US Congress for two days as politici

Prevention is Better than Cure when it Comes to Business Debts

Maintaining a steady cash flow is an essential element of success for small businesses here in the UK.  This means making sure that you pay your creditors in a timely fashion and that you also receive payment from your customers or clients, whether these are repeat customers to whom you supply goods or services on a regular, on-going basis or whether they are customers who purchase your products or services just once or twice. 

Time to Spring Clean your Business Finances

Spring has definitely sprung, although it may not seem so when you take the weather into consideration!  While delaying a home spring clean until the weather is warmer may be a sensible idea, delaying spring cleaning your finances could lead to trouble or even debt.  Here are some of the ways you can spring clean your business finances ready for the next fiscal year to make sure you’re on top of your finances and heading off to a good start.

Small Business Owners – Business Success Means Going Online

As we’ve reiterated in the past, small business owners are a vital part of the UK economy.  More than 99% of businesses in Britain are SMEs and, despite the fact that many of these are micro-businesses (employing fewer than 10 people), they still account for 33% of employment and 22% of turnover – figures not to be sneezed at.  We’ve also long advocated that small businesses should have an online presence with a website and social media accounts as it’s a great way of reaching a much wider customer base.  W