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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Business Owners – How to Deal with a Reputation Crisis – Five Top Tips

While the internet has made it possible for businesses to reach a much wider customer-base, it’s also made it possible for information about your business to be rapidly shared to a huge audience.  This is fine when it comes to great reviews, after all, your business reputation is more important than ever these days with so many of your competitors online too.  However, when you receive negative reviews, you need to take a proactive approach and fix it before it results in a serious reputation crisis.  A negative impression of your business, whether it’s accurate or not, can result in the lo

The Limitations Act and Statute-Barred Explained

The Limitation Act 1980 is a British Act of Parliament that’s applicable in England and Wales and provides definitive timescales within which action may be taken for breaches of the law.  In most cases, after the expiry of the time period specified by the Act, the remedies available for breaches are extinguished and no action may be taken in the courts in respect of those breaches.  The Limitation Act sets out clear rules on how long a creditor has to take action against a debtor to recover the debt, however, these time limits don’t apply to all types of recovery action and the time limits

The Benefits of Online Banking for Business Owners

High Street Banks in Britain are fast becoming a thing of the past as more and more people turn to online banking and the benefits to be derived from online transactions.  While it can be great to visit a local bank where the staff are friendly and cater to your needs, most of the smaller branches in the UK have closed, meaning that visiting your bank may involve a trip to the nearest large town.

VAT Avoidance by non-UK based Online Retailers

If you’re a small to medium sized business owner here in the UK with a retail website, chances are that you deal with customers from overseas and you may also deal with suppliers from overseas.  While the internet has provided businesses with a global marketplace, this brings with it issues that need to be considered, especially when it comes to finance and payments.  To begin with, if you’re selling to an overseas market, then your customers may prefer to see prices in their own currency and to pay with their national currency.   As if this weren’t complicated enough already, there’s also

Individual Voluntary Arrangements for dealing with Debt

If you’re struggling with debt, you may have seen adverts that offer to write off all of your debts – you may have even considered taking this path so that you can face the future debt-free.  However, don’t get taken it – it sounds too good to be true.  You know what they say about something that sounds too good to be true – that’s right, it’s not usually true!  It’s a way of persuading somebody with debts to take out a formal solution – or the solution involves spending even more money, delivering yourself even deeper into debt. 

The Benefits of a Business Logo

Until recent years it was usually large companies that had business logos – the rest of us just had names for our businesses.  However, with the advent of the internet came the requirement to have an online presence for all businesses, large and small.  This means having a business website and using social media platforms as a way of marketing your business to a wider audience, attracting more customers in the process.  Being online means being visual and a logo is the symbol by which your followers will recognise your business.  Nowadays, all businesses are encouraged to have a logo which