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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Avoid Christmas Debt with our Five Top Tips

With Christmas being the time of giving it’s a pretty expensive undertaking which makes it so easy to overspend to make sure that everybody has a fab time.  For families with young children, there’s a huge pressure to make sure they get all the latest toys from Santa who seems to have the fattest wallet on the planet!  However, as most adults know, Santa needs repaying at some point in the New Year so today we’re going to take a look at some top tips to use to make sure you don’t get into Christmas debt this year but still have enough spending money for the whole family to enjoy the festive

Budget Breakdown for Business Owners in Britain

Last month’s budget has been slated by the Guardian as hitting small businesses and the self-employed, describing these groups as the “biggest losers” in Chancellor Philip Hammond’s first budget.  Hammond announced large increases to national insurance contributions (NICs) paid by the self-employed and small business owners with higher taxes on dividends, not the most promising news for SME owners and sole traders here in the UK.  There will be an increase in next year’s Class 4 NICs for the self employed from the current 9% to 10%, followed by a further percentage point the following year.

‘Tis the Season to be Jolly! – An Employer’s Guide

The festive season is well and truly upon us with Christmas just around the corner and everybody looking forward to spending a few days with friends and family, enjoying all that the holiday period has to offer.  This means parties (often works Christmas parties), eating, drinking and making merry.  Most construction company owners are so busy focusing on the health and safety risks brought on by the cold weather, the snow and ice, that the risks of Christmas are often forgotten.  However, Christmas and New Year celebrations represent a range of risks for employers, often through the increa

Don’t Get Clobbered by Christmas Credit Card Debts

We recently came across some alarming news for those who are in debt and struggling to maintain the repayments in an economic climate of doom and gloom.  A massive six million Britons who are struggling with their debts have had their credit limits raised by card companies without asking for this!  According to figures collected by the Citizens’ Advice Bureau some unscrupulous financial product companies are putting individuals at risk by giving higher credit limits to a third of people who are having trouble financially.  Citizens’ Advice warn that credit card com

Blogging for Business Owners – Can It Increase Your Retail Sales?

As a business owner you may have been advised to blog about your company, its products or services and you may be wondering “what’s the point?”  If you thought blogging was something for journalists or aspiring authors, then it’s time to think again.  Blogging is the new Marketing and failing to do so can leave you and your business behind in the 21st Century.  This is the Digital Age and savvy retailers and businesses know that leveraging as much muscle from the internet as possible is the way forward for all businesses in today’s busy world.  Let’s just take a look at some of t

Debt Collection News Roundup – November, 2017

Here at Access Credit Management we like to make sure we bring our readers interesting and relevant news about our industry so once a month we’ll be publishing a News Roundup.  This should keep you up to speed with all the important goings on within the sector so that you have a resource that keeps you fully informed of all the latest news.  It would be interesting to know what you, the readers, think of the stories that feature here. 

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