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"Any views or opinions expressed in these blogs are solely those of the author and might not represent those of Access Credit Management Limited."

Debt Management Plans Explained

Basically, a Debt Management Plan (DMP) is an informal agreement between a debtor and his/her creditor(s) for paying back non-priority debts, often at a reduced, and therefore more affordable, rate. The debt is paid back by one set monthly payment which is then divided between any creditors. The DMP can often be managed by a DMP provider who will deal with the creditors on behalf of the debtor.

Debt Collection News Roundup - June 2016

The team at Access Credit Management is committed to keeping up to date with what’s going on the international debt collection industry so that we can provide our readers with interesting and relevant news about the sector. As such, once a month we publish a News Roundup to help keep you up to speed with all the important happenings in the industry and provide you with a valuable resource that that you can use to stay fully informed of all the latest news. It would be interesting to know what you, the readers, think of the stories that feature here.

BREXIT – Where does the UK Financial Sector go from Here?

In the wake of the Brexit vote that stunned Europe recently, the financial services industry is bracing itself for some short term economic and market volatility in reaction to the vote. The Brexit vote has resulted in a series of political upheavals here in the UK and these are likely to continue for quite some time with the summer recess due before the election of a new Conservative party leader (which is necessary as David Cameron announced his resignation on the morning that the Brexit result was confirmed).

Insolvency Guide for SMEs

As a nation of small business owners here in the UK, for many, owning their own business is something they aspire to for many years before actually taking the plunge and going for it.  It’s a great way of gaining more control over both your life and your finances, though, as any small business owner will tell you, it’s not a bed or roses and, in the early years, you’ll often find yourself working harder than you ever imagined while you get your business up and running. 

How To Deal with Late Commercial Payments for SMEs

Here in the UK, we’re a nation of small business owners, indeed more than 99% of all companies here are SMEs and these account for 60% of all private sector employment.  This means that SMEs represent the backbone of our nation’s economy and are one of Britain’s most important financial assets.  However, anybody who’s ever owned and managed a small business will know that it’s not an easy undertaking, there are all sort of challenges to be dealt with and one of the major challenges faced by small companies is the cash flow problem. 

How Will a Brexit Affect Overseas Trade?

Nobody here in the UK can fail to be aware of the coming referendum which takes place this week on Thursday, 23rd June.  It’s our opportunity, as a population, to vote on whether or not Britain should remain in the European Union and if a NO vote is returned, it’s likely to have far reaching repercussion for all of us here in the UK.  The effects of a Brexit are likely to be seen in all walks of life – it may change the way in which we work, the way we shop, the very way in which we live.  The UK has been part of the European Community since 1973 and the last na

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